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If you're a veteran eyeing a trade school, apprenticeship, or non-degree training program, the Montgomery GI Bill (MGIB-AD, or Chapter 30) might help cover the cost-and then some. While most people associate GI Bill benefits with college tuition, Chapter 30 also s veterans who want to take a different path, like becoming an electrician, HVAC tech, or licensed welder.
The big question: how much can you actually get if you're enrolled full-time? For the 2024-2025 benefit year, full-time students in non-college degree programs can receive up to $2,438 per month. That's a notable bump from last year's $1,978-a difference that could help cover rent, gear, or commuting costs.
But your rate depends on how much time you're putting in. The VA calculates payments based on your scheduled "clock hours" per week. Full-time means the full amount, but if you're going three-quarters or half-time, your benefit drops to $1,828.50 or $1,219.00, respectively.
What counts as full-time, and how does that affect your paycheck?
And what if your program starts halfway through the month? You'll get a prorated payment. For instance, if your school kicks off on the 20th, you'll be paid for roughly one-third of the month.
Veterans doing on-the-job training or apprenticeships also get -though the payments are tiered. For the first six months, it's $1,828.50, dropping as you progress through the program. These benefits help you stay financially afloat while building skills and experience in your field.
According to the U.S. Department of Veterans Affairs, the updated rates reflect rising living costs and are designed to make hands-on training a more viable option. Veterans can check their eligibility and start the application process at va.gov/education.