PERSONAL FINANCE
Personal Finance

IRS Income Tax Refund Schedule 2025: When could you expect a check depending on when you file?

Tax returns surge over Presidents Day weekend
Tax returns surge over Presidents Day weekendLAPRESSE

The 2025 tax season is officially underway, with the IRS accepting 2024 tax returns as of January 18. If you're wondering when you'll receive your refund after filing, the timeline largely depends on how and when you submit your return.

While the IRS issues most refunds within 21 days, several factors can impact the timing.

How quickly dan you get your tax refund?

The IRS encourages taxpayers to file electronically and opt for direct deposit to ensure the fastest and most secure refund process.

On average, refunds are sent out within 10 to 21 days for e-filed returns, while paper checks take a bit longer.

However, taxpayers claiming the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) should expect a delay, with most refunds for these credits available by March 3.

Here's a general estimate of when you can expect your refund based on when your return is accepted by the IRS:

  • Filed by January 27 Refund by February 7 (Direct Deposit) or February 14 (Paper Check)
  • Filed by February 3 Refund by February 14 (Direct Deposit) or February 21 (Paper Check)
  • Filed by February 17 Refund by February 28 (Direct Deposit) or March 7 (Paper Check)
  • Filed by March 3 Refund by March 14 (Direct Deposit) or March 21 (Paper Check)
  • Filed by April 7 Refund by April 18 (Direct Deposit) or April 25 (Paper Check)
  • Filed by April 14 (Tax Deadline) Refund by April 25 (Direct Deposit) or May 2 (Paper Check)

Filing closer to the April 15 deadline or later may result in longer processing times due to the increased volume of returns.

Factors that can affect refund timing

While the IRS processes most refunds quickly, some circumstances can lead to delays:

  • Claiming credits like the EITC or ACTC (delayed until March).
  • Filing a paper return instead of e-filing.
  • Errors or missing information on your return.
  • Outstanding tax debts or government obligations.
  • Filing during peak season (late March to mid-April).

To check the status of your refund, use the IRS"Where's My Refund?" tool on IRS.gov or the IRS2Go app.

If you haven't received your refund within the expected timeframe, these resources can help you determine whether there's an issue with your return.

By filing early, choosing direct deposit, and ensuring all necessary documents are included, taxpayers can maximize their chances of receiving their refund as quickly as possible.

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