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Social Security remains a crucial source of income for millions of Americans, especially retirees, people with disabilities and survivors. In May 2025, the Social Security istration (SSA) continues to implement measures to ensure timely payments and easy management of benefits. Understanding these aspects is essential for good financial planning.
The amount Social Security beneficiaries receive depends on both their earnings over their working life and the age at which they choose to retire. For example, those who retire at age 62 receive an average of $2,831 per month. If they wait until age 67, the monthly payment rises to $3,822. In contrast, those who delay retirement until age 70 can reach the maximum benefit of $5,108 per month.
Payment dates for May 2025
In May, Social Security payments are distributed according to an established pattern based on the beneficiary's date of birth. This month, payments are divided into three Wednesdays:
May 14: For those born between the 1st and 10th of the month.
May 21: For those born between the 11th and 20th.
May 28: For those born between the 21st and 31st.
In addition, beneficiaries who began receiving payments before May 1997 usually receive their check on the third day of each month, regardless of their date of birth. On the other hand, those who receive Supplemental Security Income (SSI) usually receive their payment on the first day of the month. Those who receive both SSI and SSA benefits usually receive the former on the first day and the latter on the third day.
Average payment amounts
In 2025, the monthly amounts reflect adjustments made for the increase in the cost of living. According to current SSA data:
- Retirees: Average of $1,999.97 per month, with a maximum of $5,108.
- Workers with disabilities: Average of $1,581.88 per month.
- Survivor beneficiaries: They receive an average of $1,565.52.
- SSI: The average amount is $717.87 per month.
The SSA offers various ways for beneficiaries to conveniently manage their payments. One of the most popular is the My Social Security online , with more than 71 million adults already ed. This digital tool allows you to check payments, review histories and manage other aspects of your . It is important to migrate your access through .gov or ID.me if you have not already done so, to avoid interruptions.
For those who prefer traditional methods, the SSA allows benefits to be managed by telephone, mail, fax or in-person visits. The toll-free national number offers direct assistance and can also be used to schedule appointments. The automated telephone system is available 24 hours a day and is ideal for quickly obtaining basic information.
If you prefer to send documents by mail or fax, you can find the appropriate address or number by entering your zip code in the SSA's online office locator. In the case of face-to-face visits, it is generally necessary to make an appointment in advance by calling the national number.